Pay as You Go
Rather than paying for insurance up to a year in advance, premiums are paid one payroll at a time!
With our XactPay program, you aren't required to make a large down payment or monthly billing fees.
No Large Audit Adjustments
Our unique, hassle-free approach means no more large audit adjustments at policy renewal time.
Pay-As-You-Go and Hassle-Free
Discover XactPay, the innovative program that allows you to electronically pay your Workers' Comp premiums based on the actual payroll data. Enjoy hassle-free solutions that allow your business to manage your Workers' Compensation with ease.
A Better Way to Manage Workers' Compensation
XactPAY is The Hartford’s integrated payment service that calculates insurance premiums for a Hartford Workers’ Compensation policy. The amount is then withdrawn directly from your bank account every time you run payroll.
Better Case Flow
No large down payment
No installment billing fees
Potential to minimize premium audit adjustments
How It Works
Apply for Workers’ Compensation Insurance from The Hartford’s Payroll Alliance Business Center. If you meet The Hartford’s underwriting guidelines and you accept our offer to provide Workers’ Compensation coverage, you can begin using the XactPAY service.
Apply for Workers’ Compensation from the Hartford’s Payroll Alliance Business Center.
Each time you run payroll, your payroll data is sent to The Hartford.
If you elect, The Hartford will provide notice of the amount and timing.
The premium payment is drawn based on your actual payroll data.
A detailed summary will be made available to you securely online.